cash and card payment with chip and pin machine in shop.

Merchant Cash Advance

A merchant cash advance, also referred to as a business cash advance, is a form of financing that relies on your business’s projected revenue. It can be used to enhance cash flow, support operations, or fuel business growth.

Fast Funding Based on Future Revenue

A merchant cash advance provides businesses with quick access to funds, using future revenue as the basis for repayment. This flexible financing option helps boost cash flow, support daily operations, or invest in growth without the need for traditional loans.

What are the benefits of a merchant cash advance?

Your business only pays back the finance when it takes customer card payments, and repayments correspond with your sales.

Depending on the lender and application process, you can get approved for a merchant cash advance within just 24 hours.

Merchant cash advances are a type of unsecured business finance, meaning you don’t need to secure it with business assets.

When applying for a conventional loan, traditional lenders may require a business plan – merchant cash advance lenders don’t.

As the repayments are automatically taken from the money you receive from card payments, there can be less risk of ‘defaulting’ on your loan.

 

The total amount you pay back doesn’t change; the lender will tell you what the total cost is when you take out the cash advance.

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Our Benefits

Discover the Key Advantages of
Choosing Us

  • Increased Access to Funding

  • Flexible Loan Options

  • Boosts Business Growth

  • Encourages Innovation

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We'll be there to guide you through
every step of the process.